[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.monamie.cz\/pujcky-ze-zamori\/#Article","mainEntityOfPage":"https:\/\/www.monamie.cz\/pujcky-ze-zamori\/","headline":"P\u016fj\u010dky ze z\u00e1mo\u0159\u00ed","name":"P\u016fj\u010dky ze z\u00e1mo\u0159\u00ed","description":"Ano, u\u017e jim nevadilo, \u017ee jde o v\u011bci prohnil\u00e9ho kapitalizmu. Ostatn\u011b, n\u011bkter\u00e9 mali\u010dkosti brali v\u0161emi deseti u\u017e za sv\u00e9 vl\u00e1dy, jen se t\u00edm n\u011bjak moc ne ve\u0159ejnosti nechlubili. Tato banda &hellip; <div class=\"bht1\"><a href=\"https:\/\/www.monamie.cz\/pujcky-ze-zamori\/\">\u010c\u00edst d\u00e1le<span class=\"screen-reader-text\"> \"P\u016fj\u010dky ze z\u00e1mo\u0159\u00ed\"<\/span><\/a><\/div>","datePublished":"2024-04-13","dateModified":"2024-04-13","author":{"@type":"Person","@id":"https:\/\/www.monamie.cz\/author\/#Person","name":"","url":"https:\/\/www.monamie.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/bbaa4e9a58aac4329fe0ade0f3fb816f09f0dc43c21f6e884dccfbc124b16b29?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/bbaa4e9a58aac4329fe0ade0f3fb816f09f0dc43c21f6e884dccfbc124b16b29?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"monamie.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.monamie.cz\/wp-content\/uploads\/mortgage-5266520_640_1.jpg","url":"https:\/\/www.monamie.cz\/wp-content\/uploads\/mortgage-5266520_640_1.jpg","height":0,"width":0},"url":"https:\/\/www.monamie.cz\/pujcky-ze-zamori\/","about":["D\u016fm a byt"],"wordCount":397,"articleBody":"       Ano, u\u017e jim nevadilo, \u017ee jde o v\u011bci prohnil\u00e9ho kapitalizmu. Ostatn\u011b, n\u011bkter\u00e9 mali\u010dkosti brali v\u0161emi deseti u\u017e za sv\u00e9 vl\u00e1dy, jen se t\u00edm n\u011bjak moc ne ve\u0159ejnosti nechlubili. Tato banda se v\u0161ak i v nov\u00e9 dob\u011b rychle p\u0159izp\u016fsobila, a v\u011bci z USA a jin\u00fdch st\u00e1t\u016f jim u\u017e nesmrd\u00ed, jak se \u0159\u00edk\u00e1. Ale to jsou cel\u00ed oni. Je v\u0161ak pravdou, \u017ee ze z\u00e1padu sem nep\u0159i\u0161ly jen a pouze v\u011bci pozitivn\u00edho charakteru, ale ty kter\u00e9 zde moc v\u00edt\u00e1ny nebyly. Nap\u0159\u00edklad bezdomovectv\u00ed, drogy a t\u0159eba i tr\u017en\u00ed ekonomika, kter\u00e1 polo\u017eila na lopatky n\u011bkter\u00e9 provozy. A hlavn\u011b sem zav\u00e1l v\u00edtr jin\u00fdch financ\u00ed. Ve smyslu p\u016fj\u010den\u00ed n\u011bjak\u00e9 \u010d\u00e1stky a jej\u00ed vr\u00e1cen\u00ed, tedy hypot\u00e9ka nebo p\u016fj\u010dka sem zavanul sv\u011b\u017e\u00ed vzduch konkurent \u010desk\u00e9 spo\u0159itelny. Banky zde vyrostly jako houby po de\u0161ti a ka\u017ed\u00e1 byl v n\u011b\u010dem sv\u00fdm zp\u016fsobem jin\u00e1. A \u00faplnou novinku sem p\u0159inesla spole\u010dnost, kter\u00e1 p\u016fj\u010duje pen\u00edze zcela nev\u0161edn\u00edm zp\u016fsobem. Ta sem p\u0159inesla nov\u00e9 finan\u010dn\u00ed produkty, z nich\u017e zejm\u00e9na americk\u00e1 nebankovn\u00ed hypot\u00e9ka zato\u010dila s t\u011bmi, kdo se dopro\u0161ovali p\u016fj\u010den\u00ed od bank, kter\u00e9 jsou tak jak tak v\u0161echny \u0159\u00edzeny st\u00e1tn\u00edm molochem se zkratkou \u010cNB. Ten porou\u010d\u00ed a rozkazuje a p\u0159i tom samoz\u0159ejm\u011b shr\u00e1bne po\u0159\u00e1dn\u00fd zisk.Ani nebankovn\u00ed spole\u010dnosti si bez dohledu tohoto molochu nesm\u00ed nic ud\u011blat tak, aby to nebylo pod kontrolou. Samoz\u0159ejm\u011b, \u017ee k p\u016fj\u010dov\u00e1n\u00ed pen\u011bz a poskytov\u00e1n\u00ed hypot\u00e9k mus\u00ed m\u00edt svolen\u00ed \u010cNB a ta toto r\u00e1da ud\u011blila. Zvl\u00e1\u0161t\u011b tomu nov\u00e9mu, kter\u00fd jsme ji\u017e jmenovali. Ten je toti\u017e zna\u010dn\u011b rizikov\u00fd. Odpad\u00e1v\u00e1 toti\u017e velk\u00e1 lustrace klienta a p\u016fj\u010duje se naprosto jin\u00fdm zp\u016fsobem. Nu a \u010cNB samoz\u0159ejm\u011b zase shr\u00e1bne \u010d\u00e1st zisku, ale riziko u\u017e nenese \u017e\u00e1dn\u00e9. Nen\u00ed to zrovna \u0161patn\u011b vymy\u0161leno co\u017e? Ale co, b\u011b\u017en\u00e9ho klienta to nezaj\u00edm\u00e1, pro n\u011bj je podstatn\u00e9, \u017ee je americk\u00e1 nebankovn\u00ed hypot\u00e9ka zde a \u017ee je rychl\u00e1 jako \u017e\u00e1dn\u00e1 jin\u00e1. Proto m\u00e1 spoustu p\u0159\u00edznivc\u016f a konkurence bank tak zase spoustu spokojen\u00fdch klient\u016f.                                                                                                                                                                                                                                                                                                                                                                                                   "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"P\u016fj\u010dky ze z\u00e1mo\u0159\u00ed","item":"https:\/\/www.monamie.cz\/pujcky-ze-zamori\/#breadcrumbitem"}]}]